Privacy Policy

This privacy policy applies to our use of any and all Data collected by us or provided by you in relation to the use of the Website or our services.

This privacy policy should be read alongside, and in addition to, our Terms and Conditions, which can be found at: https://www.internationalbankruptcysearches.com/terms-and-conditions.

Please read this privacy policy carefully.

Our contact details

Name: International Bankruptcy Searches Limited  

Address: Viscount House, River Lane, Saltney, CH4 8RH

Phone Number:01244 478 201

E-mail: info@internationalbankruptysearches.com

Definitions

Data: Collectively all information including personal information collected by us or provided by you

Cookies: a small text file placed on your computer by this Website when you visit certain parts of the Website and/or when you use certain features of the Website. Details of the cookies used by this Website are set out in the clause below (Cookies)

Website: www.internationalbankruptcysearches.com, and any sub-domains of this site unless expressly excluded by their own terms and conditions.

The type of Data we collect

We currently collect and process the following information:

·       Personal identifiers, contacts and characteristics (for example, name and contact details)

·       Address information

·       Passport information

·       Tax Identification numbers

·       Date of birth

·       Employment information

·       Financial information

·       IP address

·       Web browser type and version

·       Operating system

·       A list of URLs starting with a referring site, your activity on this Website, and the site you exit to

·       Payment information

How we get the Data and why we have it

Data that is provided directly or indirectly by you

The personal information we process is either provided to us directly by you or indirectly, from the following sources in the following scenarios:

·       An executor or administrator dealing with the estate of which you are a beneficiary

·       A legal or other professional dealing with the estate of which you where you are a beneficiary or an executor or administrator

·       A legal or other professional dealing with a legal matter where they require a bankruptcy search to be undertaken in connection with that matter.

We use the information that has been given us in order to process an order for a Bankruptcy/ Insolvency search, undertake a search of bankruptcy/ insolvency records in a specific country or countries which may include court and/or financial records. The purpose of this is to ascertain whether any bankruptcy/insolvency orders have been issued in that country (or countries) in relation to the person whose personal information has been provided and report this to the person who has requested this information.

Data that is received or collected from publicly available third parties sources

We may receive Data about you from the following publicly available third party sources:

·       Court records; 

·       Bankruptcy / Insolvency Registers; 

·       Financial databases

·       Legal publications.

We use the information that has been given us in order to process an order for a Bankruptcy/ Insolvency search, undertake a search of bankruptcy/ insolvency records in a specific country or countries which may include court and/or financial records. The purpose of this is to ascertain whether any bankruptcy/insolvency orders have been issued in that country (or countries) in relation to the person whose personal information has been provided and report this to the person who has requested this information.

Data that is collected automatically

To the extent that you access our website, we will collect your data automatically, for example:

·       we automatically collect some information about your visit to the Website which may include your IP address, the date, times and frequency with which you access the Website and the way you use and interact with its content.

·       we will collect your Data automatically via cookies, in line with the cookie settings on your browser.

We use this information to help us to make improvements to Website content and navigation, to improve your experience of using the Website and to improve our range of services.  

Who we share Data with and why

We may share the Data with the following groups of people:

·       any of our group companies or affiliates - this includes (but not limited to) Worldwide Lawyers Limited and any of its employees or officers

·       our employees, agents and/or professional advisors or the employees, agents and/or professional advisors of any of our group companies or affiliates - this includes (but not limited to) Worldwide Lawyers Limited and any of its employees or officers

who will use the information to:

·       undertake bankruptcy searches and provide reports as to the search results

·       request bankruptcy/ Insolvency searches from agents

·      report results of the searches

·       keep internal records

·       improve the use of our Website and services

How we store your personal information

Your information is securely stored on secure servers.

Payment details are encrypted using SSL technology (typically you will see a lock icon or green address bar (or both) in your browser when we use this technology).

We us a client management system certified to ISO 27001. This family of standards helps keep your Data secure.

Technical and organisational measures include measures to deal with any suspected data breach. If you suspect any misuse or loss or unauthorised access to your Data, please let us know immediately by contacting us via this e-mail address: info@internationalbankruptcysearches.com

Transfers outside the United Kingdom and European Economic Area

Data which we collect from you may be stored and processed in and transferred to countries outside of the UK and European Economic Area (EEA). For example, this could occur if:  

·       our servers or systems are located in a country outside the UK or EEA or one of our service providers is situated in a country outside the UK or EEA

·       the requested bankruptcy search requires us to provide and or collect data from third parties located in a country outside of the UK or EEA

Changes of business ownership and control

International Bankruptcy Searches Limited may, from time to time, expand or reduce our business and this may involve the sale and/or the transfer of control of all or part of International Bankruptcy Searches Limited. Data provided by Users will, where it is relevant to any part of our business so transferred, be transferred along with that part and the new owner or newly controlling party will, under the terms of this privacy policy, be permitted to use the Data for the purposes for which it was originally supplied to us.

We may also disclose Data to a prospective purchaser of our business or any part of it.

In the above instances, we will take steps with the aim of ensuring your privacy is protected.

General

You may not transfer any of your rights under this privacy policy to any other person. We may transfer our rights under this privacy policy where we reasonably believe your rights will not be affected.

If any court or competent authority finds that any provision of this privacy policy (or part of any provision) is invalid, illegal or unenforceable, that provision or part-provision will, to the extent required, be deemed to be deleted, and the validity and enforceability of the other provisions of this privacy policy will not be affected.

Unless otherwise agreed, no delay, act or omission by a party in exercising any right or remedy will be deemed a waiver of that, or any other, right or remedy.

This Agreement will be governed by and interpreted according to the law of England and Wales. All disputes arising under the Agreement will be subject to the exclusive jurisdiction of the English and Welsh courts.

Changes to this privacy policy

International Bankruptcy Searches Limited reserves the right to change this privacy policy as we may deem necessary from time to time or as may be required by law. Any changes will be immediately posted on the Website and you are deemed to have accepted the terms of the privacy policy on your first use of the Website following the alterations.  

Your data protection rights

Under data protection law, you have rights including:

Your right of access - You have the right to ask us for copies of your personal information.

Your right to rectification - You have the right to ask us to rectify personal information you think is inaccurate. You also have the right to ask us to complete information you think is incomplete.

Your right to erasure - You have the right to ask us to erase your personal information in certain circumstances.

Your right to restriction of processing - You have the right to ask us to restrict the processing of your personal information in certain circumstances.

Your right to object to processing - You have the the right to object to the processing of your personal information in certain circumstances.

Your right to data portability - You have the right to ask that we transfer the personal information you gave us to another organisation, or to you, in certain circumstances.

You are not required to pay any charge for exercising your rights. If you make a request, we have one month to respond to you.

Please contact us at info@internationalbankruptcysearches.com if you wish to make a request.

How to complain

If you have any concerns about our use of your personal information, you can make a complaint to us at info@internationalbankruptcysearches.com

You can also complain to the ICO if you are unhappy with how we have used your data.

The ICO’s address:           

Information Commissioner’s Office

Wycliffe House

Water Lane

Wilmslow

Cheshire

SK9 5AF

Helpline number: 0303 123 1113

ICO website: https://www.ico.org.uk